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Credit cards can be a convenient financial tool for many people, but they also come with their own set of pros and cons. Here are some of the main advantages and disadvantages of credit cards: Pros of Credit Cards: Cons of Credit Cards: It’s important to carefully consider these pros and cons and develop responsible
Pros and Cons of Credit Cards Read More »
Whole life insurance is often criticized for several reasons. Here are some common arguments against whole life insurance: It’s important to note that the suitability of any life insurance policy, including whole life insurance, depends on an individual’s specific circumstances, financial goals, and risk tolerance. Before getting scamed out of your hard-earned money, consulting with
Whole Life Insurance: Just Bad – Plain and Simple Read More »
The truth about these poilicies is ugly. ALL the agents, instagram posts and Tik-Tok videos will not tell you how these poilicies really work. Indexed Universal Life (IUL) policies, like any financial product, have potential drawbacks and negatives that should be considered before making a decision. Here are some of the common negatives associated with
IUL’s – Indexed Universal Life Insurance Policies Read More »
The market has been significantly volatile since the beginning of 2022. Global events has ignited the rollercoaster ride for investors. The War in Ukraine, the unpredictability of Oil Prices and Inflation on a roll have all had a major impact on market performance. Depending on which expert you listen to, things are going to be
Turbulent Market Conditions call for Discipline Read More »
Had the opportunity to listen to a special guest on our Tuesday Night Mentorship session a few weeks back. The guest speaker is a half a million dollar earner. Amongst the vast amount of nuggets he shared with the group, one thing stuck to me more than anything else. In his account of where he
Why the Time is NOW! Read More »
Small Business Owners…What’s SEP?? This is shout out to all small business owners. What’s SEP? Have you ever heard of a SEP? What is it? How does it work? Who does it benefit? Why is it so important that all small business should have one? In this post, I will shed some light all of
Small Business Owners & The Self-Employed…What’s SEP?? Read More »
Every time I sit with a new prospective client or do a group presentation on retirement, I start with the following two questions: First, “How many of you are currently taking advantage of your employer offered 401k (private/public), 403B (specific for public school educators) or 457 (governmental employees typically police and fire)?” The usual response
401k/403B Explained Read More »